/* =======================================================
   Priviscopes — custom styles (Bootstrap 5 base)
   Palette from logo: navy, metallic gold, charcoal
   ======================================================= */

:root {
  --navy-900: #050814;
  --navy-800: #0B1B3D;
  --navy-700: #12254F;
  --navy-600: #1A1C2C;
  --gold-400: #E4C35A;
  --gold-500: #D4AF37;
  --gold-600: #B8942A;
  --gold-700: #8B6E31;
  --gold-100: #F6EDD0;
  --blue-600: #D4AF37;
  --blue-500: #E4C35A;
  --green-500: #D4AF37;
  --green-600: #B8942A;
  --teal-800: #0B1B3D;
  --teal-700: #12254F;
  --gray-50: #F7F5EF;
  --gray-100: #EEE9DC;
  --gray-600: #5C6170;
  --gray-800: #1A1C2C;
  --radius-lg: 18px;
  --radius-md: 12px;
  --bs-primary: #D4AF37;
  --bs-primary-rgb: 212, 175, 55;
  --bs-link-color: #8B6E31;
  --bs-link-hover-color: #0B1B3D;
}

html { scroll-behavior: smooth; }

body {
  font-family: "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  color: var(--gray-800);
  background: #ffffff;
  overflow-x: hidden;
}

a { text-decoration: none; }

.text-primary { color: var(--gold-600) !important; }
.bg-primary { background-color: var(--gold-500) !important; color: var(--navy-800) !important; }
.bg-light { background-color: var(--gray-50) !important; }
.link-primary { color: var(--gold-700) !important; }

.container {
  width: 90%;
  max-width: 90%;
}

.section-eyebrow {
  color: var(--gold-700);
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  font-size: .8rem;
  margin-bottom: .5rem;
  display: inline-block;
}

.section-title {
  font-weight: 800;
  color: var(--navy-800);
}

.section-pad { padding: 5rem 0; }

@media (max-width: 767.98px) {
  .section-pad { padding: 3rem 0; }
}

.btn-brand-primary {
  background: var(--gold-500);
  border: 1px solid var(--gold-500);
  color: var(--navy-800);
  font-weight: 600;
  padding: .7rem 1.5rem;
  border-radius: 8px;
}
.btn-brand-primary:hover,
.btn-brand-primary:focus {
  background: var(--gold-400);
  border-color: var(--gold-400);
  color: var(--navy-800);
}

.btn-brand-outline {
  border: 1.5px solid var(--gold-500);
  color: var(--gold-400);
  font-weight: 600;
  padding: .7rem 1.5rem;
  border-radius: 8px;
  background: transparent;
}
.btn-brand-outline:hover,
.btn-brand-outline:focus {
  background: var(--gold-500);
  border-color: var(--gold-500);
  color: var(--navy-800);
}

.btn-brand-light {
  background: var(--gold-500);
  border: 1px solid var(--gold-500);
  color: var(--navy-800);
  font-weight: 600;
  padding: .7rem 1.5rem;
  border-radius: 8px;
}
.btn-brand-light:hover,
.btn-brand-light:focus {
  background: var(--gold-400);
  border-color: var(--gold-400);
  color: var(--navy-800);
}

.btn-brand-outline-dark {
  border: 1.5px solid var(--navy-800);
  color: var(--navy-800);
  font-weight: 600;
  padding: .7rem 1.5rem;
  border-radius: 8px;
  background: transparent;
}
.btn-brand-outline-dark:hover,
.btn-brand-outline-dark:focus {
  background: var(--navy-800);
  border-color: var(--navy-800);
  color: var(--gold-500);
}

/* ---------- Navbar ---------- */
.navbar-brand-wrap { display: flex; align-items: center; gap: .6rem; }
.brand-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: #F6EDD0;
  border: 1px solid var(--gold-500);
  border-radius: 10px;
  color: #fff;
  flex: none;
  width: auto;
  padding: .35rem .55rem;
}
.brand-icon img {
  height: 86px;
  width: auto;
  max-height: 86px;
  object-fit: contain;
}
.brand-text-main { font-weight: 800; color: #ffffff; line-height: 1; font-size: 1.15rem; }
.brand-text-sub { font-size: .68rem; color: var(--gold-500); letter-spacing: .02em; }

.site-navbar {
  padding-top: 4px;
  padding-bottom: 4px;
  box-shadow: none;
  background: var(--navy-800);
  border-bottom: 1px solid rgba(212,175,55,.35);
}
.site-navbar .nav-link {
  color: #ffffff;
  font-weight: 600;
  padding: .5rem 1rem !important;
}
.site-navbar .nav-link.active,
.site-navbar .nav-link:hover { color: var(--gold-500); }
.site-navbar .navbar-toggler {
  border-color: rgba(212,175,55,.4);
}
.site-navbar .navbar-toggler-icon {
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='rgba(212,175,55,1)' stroke-linecap='round' stroke-miterlimit='10' stroke-width='2' d='M4 7h22M4 15h22M4 23h22'/%3e%3c/svg%3e");
}

/* Desktop: readable single-line menu (not shrunk) */
@media (min-width: 1200px) {
  .site-navbar .nav-link {
    white-space: nowrap;
    padding: .55rem .7rem !important;
    font-size: 1rem;
    line-height: 1.25;
  }
  .site-navbar-cta {
    white-space: nowrap;
    flex: none;
    font-size: 1rem;
  }
}

/* Extra-wide: a bit more breathing room between items */
@media (min-width: 1400px) {
  .site-navbar .nav-link {
    padding: .55rem .9rem !important;
    font-size: 1.05rem;
  }
}

/* Phones/tablets: cream logo plate + hamburger on one row */
@media (max-width: 1199.98px) {
  .site-navbar {
    padding-top: .35rem;
    padding-bottom: .35rem;
  }
  .site-navbar .container {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    row-gap: .35rem;
  }
  .site-navbar .navbar-brand {
    max-width: calc(100% - 3.75rem);
    margin-right: 0;
    padding-top: 0;
    padding-bottom: 0;
    display: flex;
    align-items: center;
  }
  .site-navbar .navbar-toggler {
    margin-left: .5rem;
    flex: none;
    align-self: center;
    padding: .45rem .55rem;
  }
  .site-navbar .navbar-collapse {
    flex-basis: 100%;
    padding: .35rem 0 .85rem;
    border-top: 1px solid rgba(212,175,55,.18);
    margin-top: .35rem;
  }
  .site-navbar .navbar-nav .nav-link {
    padding: .7rem 0 !important;
  }
  .site-navbar-cta {
    display: block;
    width: 100%;
    text-align: center;
    margin-top: .35rem;
    white-space: nowrap;
  }
  /* Keep cream plate UI; size logo so full lockup stays readable */
  .brand-icon {
    padding: .3rem .45rem;
  }
  .brand-icon img {
    height: 64px;
    max-height: 64px;
    width: auto;
    max-width: 100%;
  }
}

@media (max-width: 575.98px) {
  .brand-icon img {
    height: 56px;
    max-height: 56px;
  }
}

/* ---------- Hero ---------- */
.hero-section {
  background:
    linear-gradient(90deg, rgba(5,8,20,.94) 0%, rgba(11,27,61,.72) 45%, rgba(11,27,61,.2) 75%, transparent 100%),
    url(../css/hero-shield.jpg);
  background-size: cover;
  background-position: center;
  position: relative;
  overflow: hidden;
  padding: 7.5rem 0 7.5rem;
}
.hero-eyebrow {
  color: var(--gold-500);
  letter-spacing: .08em;
  font-weight: 700;
  font-size: 17px;
  text-transform: uppercase;
}
.hero-title {
  color: #fff;
  font-weight: 800;
  font-size: 3.9rem;
  line-height: 1.15;
}
.hero-title .accent-green { color: var(--gold-400); }
.hero-lead {
  color: #d8d4c8;
  font-size: 1.05rem;
  max-width: 540px;
}
.hero-image-wrap {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 25px 60px rgba(0,0,0,.45);
}
.hero-image-wrap img { width: 100%; height: 100%; object-fit: cover; display: block; }

@media (max-width: 991.98px) {
  .hero-title { font-size: 2.1rem; }
}

/* ---------- Inner page banner + breadcrumb ---------- */
.page-banner {
  background: linear-gradient(120deg, var(--navy-900) 0%, var(--navy-800) 55%, var(--navy-700) 100%);
  padding: 2.6rem 0 2.2rem;
  text-align: center;
  border-bottom: 1px solid rgba(212,175,55,.25);
}
.page-banner h1 {
  color: var(--gold-500);
  font-weight: 800;
  font-size: 2.1rem;
  margin-bottom: .9rem;
}
.page-banner .breadcrumb {
  justify-content: center;
  margin-bottom: 0;
}
.page-banner .breadcrumb-item a {
  color: #d8d4c8;
  font-weight: 600;
}
.page-banner .breadcrumb-item a:hover { color: var(--gold-400); }
.page-banner .breadcrumb-item.active {
  color: #fff;
  font-weight: 600;
}
.page-banner .breadcrumb-item + .breadcrumb-item::before {
  color: var(--gold-700);
}

/* ---------- Trust badge bar ---------- */
.trust-bar {
  background: var(--navy-800);
  border-top: 1px solid rgba(212,175,55,.2);
}
.trust-list {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  row-gap: .75rem;
}
.trust-item {
  color: #e7ebf5;
  font-weight: 600;
  font-size: .92rem;
  display: flex;
  align-items: center;
  gap: .5rem;
}
.trust-item i { color: var(--gold-500); font-size: 1.05rem; }
.trust-item i.icon-outline { color: var(--gold-400); }
.trust-item i.icon-fill { color: var(--gold-500); }

@media (max-width: 767.98px) {
  .trust-list { justify-content: center; gap: 1.25rem; }
}

/* ---------- Industry icon strip ---------- */
.chip-icon-row .chip {
  text-align: center;
  color: var(--gray-800);
}
.chip-icon-row .chip-icon {
  color: var(--gold-600);
  display: flex; align-items: center; justify-content: center;
  font-size: 2.2rem;
  margin: 0 auto .6rem;
}
.chip-icon-row .chip-label { font-size: .82rem; font-weight: 500; color: var(--gray-800); }

/* ---------- Service cards ---------- */
.services-section{
    padding:90px 0;
}

.section-tag{
    color: var(--gold-700);
    font-size:22px;
}

.section-title{
    font-size:40px;
    font-weight:700;
    margin-top:20px;
}

.service-card{
    border-radius:18px;
    padding:45px;
    color:#fff;
    height:100%;
    border: 1px solid rgba(212,175,55,.18);
}

.navy{
    background: var(--navy-800);
}

.green{
    background: var(--navy-600);
}

.service-card h2{
    font-size:40px;
    font-weight:700;
    margin-bottom:18px;
    color: var(--gold-400);
}

.desc{
    font-size:16px;
    max-width:620px;
    margin-bottom:25px;
    line-height:1.5;
    color: #d8d4c8;
}

.service-content{
    display:flex;
    justify-content:space-between;
    align-items:center;
    gap:30px;
}

.service-list{
    list-style:none;
    padding:0;
    margin:0;
    flex:1;
}

.service-list li{
    margin-bottom:16px;
    font-size:16px;
    display:flex;
    align-items:center;
}

.service-list i{
    color: var(--gold-500);
    font-size:24px;
    margin-right:15px;
}

.green .service-list i{
    color: var(--gold-400);
}

.named-services-stack { display: flex; flex-direction: column; gap: 1.25rem; }
.named-service-block {
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(212,175,55,.25);
  border-radius: var(--radius-md);
  padding: 1.25rem 1.35rem;
  scroll-margin-top: 6rem;
}
.green .named-service-block {
  background: rgba(255,255,255,.65);
  border-color: rgba(16,185,129,.25);
}
.named-service-title {
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--gold-400);
  margin-bottom: .5rem;
}
.green .named-service-title { color: var(--navy-800); }
.named-service-hook {
  font-weight: 600;
  color: rgba(255,255,255,.92);
  margin-bottom: .65rem;
}
.green .named-service-hook { color: var(--navy-800); }
.named-service-desc {
  color: rgba(255,255,255,.82);
  font-size: .92rem;
  line-height: 1.65;
  margin-bottom: .75rem;
}
.green .named-service-desc { color: var(--gray-800); }
.named-service-features {
  list-style: none;
  margin: 0 0 .5rem;
  padding: 0;
}
.named-service-features li {
  display: flex;
  gap: .5rem;
  align-items: flex-start;
  font-size: .88rem;
  color: rgba(255,255,255,.85);
  margin-bottom: .45rem;
}
.green .named-service-features li { color: var(--gray-800); }
.named-service-features i {
  color: var(--gold-400);
  flex-shrink: 0;
  margin-top: .15rem;
}
.green .named-service-features i { color: var(--green-600); }

/* Standard service descriptions on dark cards (not inside light named-service blocks) */
.service-card .service-list-detail-text {
  color: rgba(255,255,255,.88);
  font-size: .9rem;
  line-height: 1.65;
  max-width: none;
  margin-bottom: .65rem;
}
.service-card .service-list-features li {
  color: rgba(255,255,255,.88);
  font-size: .88rem;
}
.service-card .service-list-features i {
  color: var(--gold-400);
}

.service-image{
    width:250px;
    flex-shrink:0;
}

.service-image img{
    width:100%;
}

.btn-blue{
    background: var(--gold-500);
    color: var(--navy-800);
    padding:14px 35px;
    border-radius:12px;
    font-weight:600;
    border: 1px solid var(--gold-500);
}
.btn-blue:hover,
.btn-blue:focus {
    background: var(--gold-400);
    color: var(--navy-800);
    border-color: var(--gold-400);
}

.btn-cyan{
    background: transparent;
    color: var(--gold-400);
    padding:14px 35px;
    border-radius:12px;
    font-weight:600;
    border: 1.5px solid var(--gold-500);
}
.btn-cyan:hover,
.btn-cyan:focus {
    background: var(--gold-500);
    color: var(--navy-800);
    border-color: var(--gold-500);
}

@media(max-width:991px){

.section-title{
    font-size:38px;
}

.service-card h2{
    font-size:32px;
}

.desc{
    font-size:18px;
}

.service-list li{
    font-size:18px;
}

.service-content{
    flex-direction:column;
    align-items:flex-start;
}

.service-image{
    width:180px;
    margin:auto;
}
}

/* ---------- Why choose ---------- */
.why-check-list { list-style: none; padding: 0; }
.why-check-list li {
  display: flex; align-items: flex-start; gap: .7rem;
  padding: .5rem 0;
  font-weight: 600;
  color: var(--gray-800);
}
.why-check-list li i { color: var(--gold-600); font-size: 1.1rem; margin-top: .15rem; }

.process-step { text-align: center; position: relative; margin-bottom: 20px; }
.process-step .step-icon {
  width: 66px; height: 66px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.6rem;
  color: #fff;
  margin: 0 auto .9rem;
  position: relative;
}
.process-step .step-num {
  position: absolute; top: -44px;
  width: 24px; height: 24px; border-radius: 50%;
  background: var(--gold-500); color: var(--navy-800);
  font-size: .72rem; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 2px 6px rgba(11,27,61,.25);
}
.process-step h5 { font-weight: 700; margin-bottom: .35rem; color: var(--navy-800); }
.process-step p { font-size: .85rem; color: var(--gray-600); }

.step-icon.c1,
.step-icon.c2,
.step-icon.c3,
.step-icon.c4 {
  border: 1px solid var(--gold-500);
  color: var(--gold-600);
  background: var(--gold-100);
}

.process-arrow {
  position: absolute;
  top:21px;
  left: 0;
  transform: translateX(-50%);
  color: var(--gold-500);
  font-size: 1.3rem;
  font-weight: 700;
}
@media (max-width: 767.98px) {
  .process-arrow { display: none; }
}

/* ---------- Industries grid ---------- */
.industry-card {
  position: relative;
  border-radius: var(--radius-md);
  overflow: hidden;
  aspect-ratio: 1 / 0.85;
}
.industry-card img { width: 100%; height: 100%; object-fit: cover; display: block; transition: transform .4s ease; }
.industry-card:hover img { transform: scale(1.06); }
.industry-card .label {
  position: absolute; inset: auto 0 0 0;
  background: linear-gradient(0deg, rgba(11,27,61,.9), rgba(11,27,61,0));
  color: #fff;
  font-weight: 700;
  font-size: .82rem;
  padding: .9rem .6rem .5rem;
  text-align: center;
}

/* ---------- Why AI matters icons ---------- */
.matters-icon-row .item { text-align: center; }
.matters-icon-row .icon-circle {
  display: flex; align-items: center; justify-content: center;
  font-size: 1.7rem;
  margin: 0 auto .6rem;
  color: var(--gold-600);
}
.matters-icon-row .label { font-weight: 600; font-size: .8rem; color: var(--gray-600); }

.matters-callout {
  text-align: left;
  color: var(--gray-600);
}

/* ---------- Professional expertise ---------- */
.cert-badge {
  display: flex;
  align-items: flex-start;
  gap: .9rem;
  text-align: left;
  max-width: 230px;
}
.cert-badge i { font-size: 1.9rem; color: var(--gold-600); flex-shrink: 0; line-height: 1; }
.cert-badge h6 { font-weight: 800; margin-bottom: .2rem; color: var(--navy-800); }
.cert-badge p { font-size: .78rem; color: var(--gray-600); margin: 0; }

/* ---------- Testimonials ---------- */
.testimonial-card {
  background: #fff;
  border: 1px solid var(--gray-100);
  border-radius: .75rem;
  padding: 1.75rem;
  text-align: left;
  display: flex;
  flex-direction: column;
}
.testimonial-stars { color: var(--gold-500); font-size: .85rem; margin-bottom: .6rem; }
.testimonial-stars i { margin-right: .1rem; }
.testimonial-quote {
  color: var(--gray-800);
  font-size: .95rem;
  line-height: 1.6;
  flex-grow: 1;
  margin-bottom: 1.25rem;
}
.testimonial-author { display: flex; align-items: center; gap: .75rem; }
.testimonial-avatar {
  width: 44px; height: 44px; border-radius: 50%; object-fit: cover; flex-shrink: 0;
}
.testimonial-avatar-initial {
  display: flex; align-items: center; justify-content: center;
  background: var(--navy-800); color: var(--gold-400); font-weight: 700;
}
.testimonial-name { font-weight: 700; color: var(--navy-800); font-size: .9rem; }
.testimonial-role { color: var(--gray-600); font-size: .78rem; }

.testimonial-slider { position: relative; }
.testimonial-track-wrap { overflow: hidden; }
.testimonial-track {
  display: flex;
  transition: transform .5s ease;
}
.testimonial-slide {
  flex: 0 0 100%;
  max-width: 100%;
  padding: 0 .75rem;
  box-sizing: border-box;
}
@media (min-width: 768px) {
  .testimonial-slide { flex: 0 0 50%; max-width: 50%; }
}
@media (min-width: 992px) {
  .testimonial-slide { flex: 0 0 33.3333%; max-width: 33.3333%; }
}
.testimonial-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1.25rem;
  margin-top: 2rem;
}
.testimonial-nav-btn {
  width: 42px;
  height: 42px;
  flex-shrink: 0;
  border-radius: 50%;
  border: 1px solid var(--gray-100);
  background: #fff;
  color: var(--navy-800);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: background .2s, color .2s, border-color .2s;
}
.testimonial-nav-btn:hover { background: var(--navy-800); border-color: var(--navy-800); color: #fff; }
.testimonial-nav-btn:disabled { opacity: .35; cursor: default; }
.testimonial-nav-btn:disabled:hover { background: #fff; color: var(--navy-800); border-color: var(--gray-100); }
.testimonial-dots { display: flex; align-items: center; gap: .4rem; }
.testimonial-dot {
  width: 8px;
  height: 8px;
  padding: 0;
  border: 0;
  border-radius: 50%;
  background: var(--gray-100);
  cursor: pointer;
  transition: width .2s, background .2s;
}
.testimonial-dot.active { width: 22px; border-radius: 4px; background: var(--gold-500); }

/* ---------- Advisor profile ---------- */
.advisor-photo {
  width: 160px; height: 160px; border-radius: 50%; object-fit: cover;
}
.advisor-photo-initial {
  display: flex; align-items: center; justify-content: center;
  background: var(--navy-800); color: var(--gold-400); font-weight: 700; font-size: 3rem;
}
.advisor-name { font-weight: 800; color: var(--navy-800); }
.advisor-title { color: var(--gold-700); font-weight: 600; font-size: .9rem; }
.advisor-bio { color: var(--gray-600); line-height: 1.75; margin-bottom: 1.5rem; }
.advisor-subheading { font-weight: 800; color: var(--navy-800); margin-bottom: 1rem; }
.advisor-expertise-card {
  background: #fff;
  border: 1px solid var(--gray-100);
  border-radius: .75rem;
  padding: 1.25rem;
  height: 100%;
}
.advisor-expertise-card h6 { font-weight: 700; color: var(--navy-800); margin-bottom: .35rem; }
.advisor-expertise-card p { font-size: .85rem; color: var(--gray-600); margin: 0; }
.advisor-credentials-list { list-style: none; margin: 0; padding: 0; }
.advisor-credentials-list li {
  display: flex; align-items: center; gap: .5rem;
  color: var(--gray-800); font-size: .9rem; padding: .35rem 0;
}
.advisor-credentials-list i { color: var(--gold-600); }

/* ---------- Rich content (Articles / Regulatory Updates / Templates body) ---------- */
.rich-content-body {
  text-align: left;
  color: var(--gray-600);
  line-height: 1.75;
}
.rich-content-body h2 {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--navy-800);
  margin: 2.25rem 0 1rem;
}
.rich-content-body h2:first-child { margin-top: 0; }
.rich-content-body h3 {
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--navy-800);
  margin: 1.85rem 0 .75rem;
}
.rich-content-body h4 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--gold-700);
  margin: 1.6rem 0 .5rem;
}
.rich-content-body p { margin-bottom: 1rem; }
.rich-content-body strong { color: var(--navy-800); }
.rich-content-body ul, .rich-content-body ol { margin-bottom: 1rem; padding-left: 1.4rem; }
.rich-content-body a { color: var(--gold-700); text-decoration: underline; }

/* ---------- Article cards ---------- */
.article-card {
  display: flex;
  flex-direction: column;
  background: #fff;
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: box-shadow .2s ease, transform .2s ease;
}
.article-card:hover { box-shadow: 0 10px 24px rgba(11,27,61,.1); transform: translateY(-2px); }
.article-card-image { aspect-ratio: 16/9; overflow: hidden; }
.article-card-image img { width: 100%; height: 100%; object-fit: cover; }
.article-card-body { padding: 1.25rem; }
.article-card-date { display: block; font-size: .78rem; color: var(--gold-700); font-weight: 700; margin-bottom: .35rem; }
.article-card-body h5 { color: var(--navy-800); font-weight: 800; margin-bottom: .4rem; }

/* ---------- FAQ ---------- */
.faq-accordion .accordion-item {
  border: none;
  background: var(--gray-50);
  border-radius: var(--radius-md);
  margin-bottom: .75rem;
  overflow: hidden;
}
.faq-accordion .accordion-button {
  font-weight: 700;
  color: var(--navy-800);
  background: transparent;
  padding: 1.1rem 1.4rem;
  box-shadow: none;
  gap: 1rem;
}
.faq-accordion .accordion-button:focus-visible {
  box-shadow: 0 0 0 3px rgba(212, 175, 55, .35);
  border-color: transparent;
}
.faq-accordion .accordion-button:not(.collapsed) { color: var(--gold-700); background: transparent; }
.faq-accordion .accordion-button::after {
  background-image: none;
  content: "+";
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--gold-600);
  width: auto;
  height: auto;
  line-height: 1;
  flex-shrink: 0;
  transition: transform .2s ease;
}
.faq-accordion .accordion-button:not(.collapsed)::after { content: "\2212"; }
.faq-accordion .accordion-collapse { transition: height .25s ease; }
.faq-accordion .accordion-body { padding: 0 1.4rem 1.1rem; color: var(--gray-600); line-height: 1.7; }
.faq-accordion .accordion-header { margin-bottom: 0; }

.cta-dark-card {
  background: linear-gradient(150deg, var(--navy-800), var(--navy-900));
  border: 1px solid rgba(212,175,55,.28);
  border-radius: var(--radius-lg);
  color: #fff;
  padding: 1.8rem;
  margin-top: 1.6rem;
}
.cta-dark-card h5 { font-weight: 800; color: var(--gold-400); }
.cta-dark-card p { color: #d8d4c8; font-size: .9rem; }

/* ---------- Contact form ---------- */
.contact-form-wrap {
  background: transparent;
  padding: 0;
}
.contact-form-card {
  background: #fff;
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-lg);
  box-shadow: 0 20px 45px -25px rgba(11, 27, 61, .25);
  padding: 2.5rem;
  max-width: 900px;
  margin: 0 auto;
}
@media (max-width: 767.98px) {
  .contact-form-card { padding: 1.5rem; }
}
[id^="enquiryForm-"] { scroll-margin-top: 100px; }
.contact-form-wrap .form-control,
.contact-form-wrap .form-select {
  border-radius: 14px;
  border: 1px solid #dfe3ec;
  padding: .95rem 1.15rem;
  font-size: .92rem;
  color: var(--gray-600);
}
.contact-form-wrap textarea.form-control { border-radius: 14px; }
.contact-form-wrap .form-control:focus,
.contact-form-wrap .form-select:focus {
  border-color: var(--gold-500);
  box-shadow: 0 0 0 .2rem rgba(212,175,55,.22);
}
.contact-form-wrap label { font-size: .82rem; font-weight: 600; color: var(--gray-800); margin-bottom: .3rem; }

/* ---------- Map ---------- */
.map-section img { width: 100%; display: block; object-fit: cover; max-height: 420px; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-800); color: #d8d4c8; border-top: 1px solid rgba(212,175,55,.35); }
.site-footer .brand-icon {
  width: auto;
  height: auto;
  background: #F6EDD0;
  border: 1px solid var(--gold-500);
  border-radius: 10px;
  padding: .45rem .65rem;
}
.site-footer .brand-icon img { width: auto; height: auto; max-height: 130px; object-fit: contain; }
.site-footer h6 { color: var(--gold-500); font-weight: 700; margin-bottom: 1rem; font-size: .85rem; letter-spacing: .04em; text-transform: uppercase; }
.site-footer a { color: #c9c4b6; font-size: .9rem; }
.site-footer a:hover { color: var(--gold-400); }
.footer-links { list-style: none; padding: 0; }
.footer-links li { margin-bottom: .55rem; }
.footer-contact-list li {
  display: flex;
  align-items: flex-start;
  gap: .55rem;
  line-height: 1.45;
}
.footer-contact-list li i {
  flex: none;
  margin-top: .2rem;
  color: var(--gold-500);
}
.footer-contact-list a,
.footer-contact-list span {
  color: #c9c4b6;
  font-size: .9rem;
  word-break: break-word;
  overflow-wrap: anywhere;
}
.footer-contact-list a:hover { color: var(--gold-400); }
.footer-legal-sep { margin: 0 .35rem; opacity: .7; }
.footer-social a {
  width: 36px; height: 36px;
  border-radius: 50%;
  border: 1px solid rgba(212,175,55,.35);
  color: var(--gold-500);
  display: inline-flex; align-items: center; justify-content: center;
  margin-right: .5rem;
}
.footer-social a:hover { background: var(--gold-500); border-color: var(--gold-500); color: var(--navy-800); }
.footer-bottom { border-top: 1px solid rgba(212,175,55,.18); padding: 1.2rem 0; font-size: .82rem; }

/* ---------- Back to top ---------- */
#backToTop {
  position: fixed; right: 1.2rem; bottom: 1.2rem;
  width: 46px; height: 46px; border-radius: 50%;
  background: var(--gold-500); color: var(--navy-800);
  display: none; align-items: center; justify-content: center;
  box-shadow: 0 8px 20px rgba(11,27,61,.28);
  z-index: 1050;
  border: none;
}
#backToTop.show { display: flex; }
#backToTop:hover { background: var(--gold-400); color: var(--navy-800); }

.btn-primary {
  background: var(--gold-500);
  border-color: var(--gold-500);
  color: var(--navy-800);
  font-weight: 600;
}
.btn-primary:hover,
.btn-primary:focus,
.btn-primary:active {
  background: var(--gold-400);
  border-color: var(--gold-400);
  color: var(--navy-800);
}

/* ---------- Developer reference sections ---------- */
.hero-stat { display: flex; flex-direction: column; gap: .25rem; }
.hero-stat-value { font-size: 2.5rem; font-weight: 800; color: var(--gold-400); line-height: 1; }
.hero-stat-label { font-size: .95rem; color: rgba(255,255,255,.85); font-weight: 600; }

.positioning-section { border-top: 1px solid var(--gray-100); }
.positioning-body {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: 0 8px 32px rgba(11,27,61,.06);
  border: 1px solid var(--gray-100);
}
.positioning-text { font-size: 1.08rem; line-height: 1.8; color: var(--gray-800); margin-bottom: 1.25rem; }
.positioning-highlight {
  margin: 1.75rem 0;
  padding: 1.5rem 1.75rem;
  border-left: 4px solid var(--gold-500);
  background: var(--gray-50);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  font-size: 1.12rem;
  line-height: 1.8;
  color: var(--navy-800);
  font-weight: 500;
}
@media (max-width: 767.98px) {
  .positioning-body { padding: 1.5rem; }
}

.stat-card {
  background: #fff;
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-md);
  padding: 1.5rem;
  box-shadow: 0 4px 16px rgba(11,27,61,.06);
}
.stat-section-dark { background: var(--navy-800); color: #fff; }
.stat-section-dark .section-eyebrow { color: var(--gold-400); }
.stat-section-dark .section-title,
.stat-section-dark .stat-value { color: var(--gold-400); }
.stat-section-dark .stat-section-subtitle,
.stat-section-dark .stat-label,
.stat-section-dark .stat-closing { color: rgba(255,255,255,.85); }
.stat-section-dark .stat-closing a { color: var(--gold-400); font-weight: 600; }
.stat-section-dark .stat-card { background: rgba(255,255,255,.06); border-color: rgba(212,175,55,.2); }
.stat-section-subtitle { max-width: 680px; margin-left: auto; margin-right: auto; font-size: 1.05rem; line-height: 1.65; color: var(--gray-600); }
.stat-section-dark .stat-section-subtitle { color: rgba(255,255,255,.78); }
.stat-value { font-size: 1.75rem; font-weight: 800; color: var(--navy-800); line-height: 1.2; }
.stat-label { font-size: .9rem; color: var(--gray-600); margin-top: .5rem; }
.stat-category-card { background: #fff; border-radius: var(--radius-md); padding: 1.5rem; border: 1px solid var(--gray-100); }
.stat-category-name { color: var(--gold-700); font-weight: 700; margin-bottom: 1rem; }
.stat-closing { max-width: 720px; margin-left: auto; margin-right: auto; }

.practice-area-card {
  display: block;
  background: var(--navy-800);
  color: #fff;
  border-radius: var(--radius-md);
  padding: 2rem;
  transition: transform .2s, box-shadow .2s;
}
.practice-area-card:hover { transform: translateY(-4px); box-shadow: 0 12px 28px rgba(11,27,61,.2); color: #fff; }
.practice-area-card h5 { color: var(--gold-400); font-weight: 700; }
.practice-area-hook { color: rgba(255,255,255,.85); margin: 1rem 0; }
.practice-area-link { color: var(--gold-400); font-weight: 600; font-size: .9rem; }

.framework-item {
  background: #fff;
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-md);
  padding: 1.15rem 1.25rem;
  font-size: .92rem;
  box-shadow: 0 2px 8px rgba(11,27,61,.04);
}
.framework-acronym {
  display: block;
  font-weight: 700;
  color: var(--navy-800);
  margin-bottom: .25rem;
}
.framework-desc {
  display: block;
  color: var(--gray-600);
  line-height: 1.5;
  font-size: .88rem;
}
.credentials-area {
  background: var(--gray-50);
}
.credentials-block-top {
  background: var(--gray-50);
  padding-bottom: 2.5rem;
}
.credentials-block-bottom {
  background: var(--gray-50);
}

.assessment-cta-card {
  background: linear-gradient(135deg, var(--navy-800), var(--navy-700));
  color: #fff;
  border-radius: var(--radius-lg);
  padding: 3rem 2rem;
}
.assessment-cta-card h3 { color: var(--gold-400); }

.regulatory-teaser {
  background: linear-gradient(135deg, var(--navy-800), var(--navy-700));
  color: #fff;
  border-left: 4px solid var(--gold-500);
  padding: 1.5rem 1.75rem;
  border-radius: var(--radius-md);
}
.regulatory-teaser a { color: var(--gold-400); font-weight: 600; }
.regulatory-teaser p:last-child { margin-bottom: 0; }

.cost-of-inaction-featured {
  background: #fff;
  border: 1px solid var(--gray-100);
  border-left: 4px solid var(--gold-500);
  border-radius: var(--radius-md);
  padding: 2rem;
  box-shadow: 0 4px 20px rgba(11,27,61,.06);
}
.cost-of-inaction-featured h3 {
  font-size: 1.35rem;
  color: var(--navy-800);
  font-weight: 700;
}
.regulatory-entry h3 { font-size: 1.25rem; color: var(--navy-800); margin-bottom: .75rem; }
.regulatory-entry-date {
  display: inline-block;
  font-size: .8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .04em;
  color: var(--gold-700);
  margin-bottom: .75rem;
}
.regulatory-entry-implication {
  background: var(--gray-100);
  border-radius: var(--radius-md);
  padding: .9rem 1.1rem;
  font-size: .92rem;
  color: var(--gray-800);
  margin-top: .5rem;
}
.regulatory-entry-implication a { color: var(--navy-800); font-weight: 700; }
.faq-accordion .accordion-body a { color: var(--gold-700); font-weight: 600; }

/* Service card additions: disclaimer, cta links, package tiers, example engagements */
.named-service-disclaimer {
  color: rgba(255,255,255,.72);
  font-size: .88rem;
  line-height: 1.6;
  font-style: italic;
  margin-bottom: .9rem;
}
.green .named-service-disclaimer { color: var(--gray-600); }
.package-tier-card {
  background: #fff;
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  height: 100%;
}
.package-tier-card h6 { font-weight: 800; color: var(--navy-800); margin-bottom: .35rem; }
.package-tier-price { display: block; font-weight: 700; color: var(--green-600); font-size: .85rem; margin-bottom: .5rem; }
.package-tier-card p { font-size: .85rem; color: var(--gray-600); margin: 0; }
.example-engagements-video-placeholder {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: .6rem;
  background: var(--gray-100);
  border: 1px dashed var(--gray-600);
  border-radius: var(--radius-md);
  padding: 2.5rem 1rem;
  color: var(--gray-600);
  font-weight: 600;
}
.example-engagements-video-placeholder i { font-size: 2rem; }
.example-engagements-video { border-radius: var(--radius-md); overflow: hidden; }
.example-engagements-video video { display: block; border-radius: var(--radius-md); max-height: 420px; background: #000; }
.example-engagement-card {
  background: #fff;
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  height: 100%;
}
.example-engagement-card h6 { font-weight: 800; color: var(--navy-800); margin-bottom: .5rem; }
.example-engagement-card p { font-size: .85rem; color: var(--gray-600); margin: 0; }
.footer-trust-line { color: rgba(216,212,200,.75); }

.assessment-panel {
  background: #fff;
  border-radius: var(--radius-md);
  padding: 2rem;
  box-shadow: 0 4px 20px rgba(11,27,61,.08);
  min-height: 220px;
}
.assessment-options { display: flex; flex-direction: column; gap: .75rem; }
.assessment-option { text-align: left; padding: .85rem 1.25rem; }

.assessment-result { border-radius: var(--radius-md); padding: 2rem; }
.assessment-result-green { background: #e8f5e9; border: 1px solid #a5d6a7; }
.assessment-result-yellow { background: #fff8e1; border: 1px solid #ffe082; }
.assessment-result-red { background: #ffebee; border: 1px solid #ef9a9a; }

.article-tag-filters { display: flex; flex-wrap: wrap; gap: .5rem; justify-content: center; align-items: center; }
.article-tag-filters-label { font-size: .85rem; font-weight: 600; color: var(--gray-800); margin-right: .25rem; }
.article-tag {
  display: inline-block;
  padding: .35rem .85rem;
  border-radius: 999px;
  border: 1px solid var(--gray-100);
  color: var(--gray-800);
  font-size: .85rem;
  font-weight: 600;
}
.article-tag.active, .article-tag:hover { background: var(--gold-500); border-color: var(--gold-500); color: var(--navy-800); }
.article-tag-badge {
  display: inline-block;
  font-size: .72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .04em;
  background: var(--gold-100);
  color: var(--gold-700);
  padding: .2rem .5rem;
  border-radius: 4px;
  margin-right: .25rem;
}
.article-tag-badge-muted {
  background: var(--gray-100);
  color: var(--gray-800);
}

.advisor-years-badge {
  display: inline-block;
  background: var(--gold-100);
  color: var(--gold-700);
  font-weight: 700;
  font-size: .85rem;
  padding: .25rem .65rem;
  border-radius: 999px;
  margin-top: .5rem;
}

.rich-content-body.legal-content h3 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--navy-800);
  margin-top: 2rem;
  margin-bottom: .75rem;
}
.rich-content-body.legal-content p {
  line-height: 1.75;
  margin-bottom: 1rem;
  color: var(--gray-800);
}
.rich-content-body.legal-content a {
  color: var(--gold-700);
  font-weight: 600;
}

/* ── Full Developer Instructions: hub, service pages, countries, advisor network ── */
.section-pad-sm { padding: 3rem 0; }

/* Countries We Serve */
.countries-section { background: #fff; }
.country-card {
  background: #fff;
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  box-shadow: 0 2px 8px rgba(11,27,61,.04);
}
.country-card-name { font-weight: 800; color: var(--navy-800); margin-bottom: .5rem; }
.country-card-summary { font-size: .88rem; color: var(--gold-700); font-weight: 600; margin: 0; }
.country-card-services { list-style: none; padding: 0; margin: 0; }
.country-card-services li {
  font-size: .84rem;
  color: var(--gray-600);
  line-height: 1.5;
  padding-left: 1.1rem;
  position: relative;
  margin-bottom: .35rem;
}
.country-card-services li::before {
  content: "\2713";
  position: absolute;
  left: 0;
  color: var(--gold-600);
}

/* Three-assessment banner */
.assessment-banner-section { background: var(--gray-50); }
.assessment-banner-card {
  background: linear-gradient(135deg, var(--navy-800), var(--navy-700));
  color: #fff;
  border-radius: var(--radius-lg);
  padding: 2.5rem 2rem;
}
.assessment-banner-card h3 { color: var(--gold-400); font-size: 1.4rem; }
.assessment-banner-card p { color: rgba(255,255,255,.85); }

/* Services hub teaser grid */
.service-hub-section { background: #fff; }
.service-hub-note { max-width: 760px; margin-left: auto; margin-right: auto; color: var(--gray-600); font-size: .92rem; }
.service-hub-card {
  display: flex;
  flex-direction: column;
  background: #fff;
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-md);
  padding: 1.75rem;
  box-shadow: 0 2px 10px rgba(11,27,61,.05);
  transition: transform .2s, box-shadow .2s;
}
.service-hub-card:hover { transform: translateY(-4px); box-shadow: 0 12px 28px rgba(11,27,61,.12); }
.service-hub-title { font-size: 1.1rem; font-weight: 800; color: var(--navy-800); margin-bottom: .6rem; }
.service-hub-hook { color: var(--gold-700); font-weight: 600; font-size: .92rem; margin-bottom: .75rem; }
.service-hub-teaser { color: var(--gray-600); font-size: .9rem; line-height: 1.6; margin-bottom: 1.25rem; }

/* Dedicated service pages */
.page-banner-subtitle { color: rgba(255,255,255,.85); max-width: 680px; margin: .75rem auto 0; }
.service-breadcrumb .breadcrumb { background: transparent; padding: 0; }
.service-breadcrumb .breadcrumb-item a { color: var(--gold-400); text-decoration: none; }
.service-breadcrumb .breadcrumb-item.active { color: rgba(255,255,255,.75); }
.service-breadcrumb .breadcrumb-item + .breadcrumb-item::before { color: rgba(255,255,255,.5); }
.service-detail-hook { font-size: 1.25rem; font-weight: 700; color: var(--gold-700); margin-bottom: 1.5rem; }
.service-detail-body { color: var(--gray-800); line-height: 1.75; margin-bottom: 1.1rem; }
.service-detail-features { list-style: none; padding: 0; margin: 1.5rem 0; }
.service-detail-features li {
  position: relative;
  padding-left: 1.9rem;
  margin-bottom: .85rem;
  color: var(--gray-800);
  line-height: 1.6;
}
.service-detail-features li i { position: absolute; left: 0; top: .2rem; color: var(--gold-600); }
/* Legible body-adjacent size — deliberately not fine print. */
.service-detail-disclaimer {
  font-size: .95rem;
  line-height: 1.7;
  color: var(--gray-600);
  border-left: 3px solid var(--gold-500);
  padding: .25rem 0 .25rem 1rem;
  margin-bottom: 1rem;
}
.service-detail-subtitle { font-size: 1.4rem; margin-top: 2rem; margin-bottom: 1rem; }

/* Service video sections */
.service-video-section { background: var(--gray-50); padding: 4rem 0; scroll-margin-top: 90px; }
.service-video-inner { max-width: 960px; margin: 0 auto; text-align: center; }
.service-video-headline { font-size: 2.1rem; margin-bottom: .75rem; }
.service-video-subhead { color: var(--gray-600); font-size: 1.1rem; line-height: 1.6; max-width: 720px; margin: 0 auto 2rem; }
.service-video-source { color: var(--gray-600); font-size: .85rem; margin: .75rem 0 0; }
.service-video-ctas { display: flex; flex-wrap: wrap; justify-content: center; gap: .75rem; margin-top: 1.75rem; }
.service-video-note { color: var(--gray-600); font-size: .9rem; margin: .9rem 0 0; }
.service-video-transcript { text-align: left; margin-top: 1rem; }
.service-video-transcript summary {
  display: inline-flex;
  align-items: center;
  gap: .4rem;
  color: var(--gold-700);
  font-weight: 600;
  cursor: pointer;
  list-style: none;
}
.service-video-transcript summary::-webkit-details-marker { display: none; }
.service-video-transcript summary::before { content: "\F285"; font-family: "bootstrap-icons"; font-size: .8rem; transition: transform .2s; }
.service-video-transcript[open] summary::before { transform: rotate(90deg); }
.service-video-transcript-body {
  margin-top: .75rem;
  padding: 1.25rem 1.5rem;
  background: #fff;
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-md);
  max-height: 360px;
  overflow-y: auto;
  line-height: 1.7;
}
.service-video-transcript-body p:last-child { margin-bottom: 0; }

/* Custom video player (progressive enhancement of a native <video controls>) */
.pv-player {
  position: relative;
  width: 100%;
  aspect-ratio: 16 / 9;
  background: var(--navy-900);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 18px 40px rgba(11,27,61,.18);
  color: #fff;
  user-select: none;
}
.pv-player:focus-visible { outline: 3px solid var(--gold-500); outline-offset: 3px; }
.pv-video { display: block; width: 100%; height: 100%; object-fit: cover; background: var(--navy-900); }
.pv-player:fullscreen { border-radius: 0; aspect-ratio: auto; }
.pv-player:fullscreen .pv-video { object-fit: contain; }
.pv-video::cue { background: rgba(5,8,20,.8); color: #fff; font-size: 1.05em; }
.pv-captions {
  position: absolute;
  left: 5%;
  right: 5%;
  bottom: 4.75rem;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: .15rem;
  pointer-events: none;
  transition: bottom .25s;
  z-index: 3;
}
.pv-captions span {
  background: rgba(5,8,20,.82);
  color: #fff;
  font-size: clamp(.85rem, 2.1vw, 1.3rem);
  line-height: 1.35;
  padding: .1em .45em;
  border-radius: 4px;
  text-align: center;
}
.pv-player.is-idle .pv-captions,
.pv-player:not(.is-started) .pv-captions { bottom: 1rem; }

.pv-overlay,
.pv-spinner,
.pv-controls { display: none; }
.pv-player.is-ready .pv-overlay { display: block; }
.pv-player.is-ready .pv-controls { display: block; }
.pv-player.is-ready .pv-spinner { display: block; }

.pv-overlay {
  position: absolute;
  inset: 0;
  width: 100%;
  padding: 0;
  border: 0;
  background: var(--navy-900);
  cursor: pointer;
  z-index: 3;
}
.pv-poster { width: 100%; height: 100%; object-fit: cover; display: block; transition: transform .4s ease; }
.pv-overlay::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(5,8,20,0) 55%, rgba(5,8,20,.55) 100%); }
.pv-bigplay {
  position: absolute;
  top: 50%;
  left: 50%;
  width: 84px;
  height: 84px;
  margin: -42px 0 0 -42px;
  border-radius: 50%;
  background: var(--gold-500);
  color: var(--navy-800);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.6rem;
  box-shadow: 0 0 0 10px rgba(212,175,55,.28);
  transition: transform .2s ease, box-shadow .2s ease;
  z-index: 1;
}
.pv-bigplay i { margin-left: 5px; }
.pv-overlay:hover .pv-bigplay,
.pv-overlay:focus-visible .pv-bigplay { transform: scale(1.08); box-shadow: 0 0 0 14px rgba(212,175,55,.35); }
.pv-overlay:hover .pv-poster { transform: scale(1.02); }
.pv-overlay:focus-visible { outline: 3px solid var(--gold-500); outline-offset: -3px; }
.pv-badge {
  position: absolute;
  right: 1rem;
  bottom: 1rem;
  padding: .3rem .7rem;
  border-radius: 999px;
  background: rgba(5,8,20,.75);
  font-size: .85rem;
  font-weight: 600;
  z-index: 1;
}
.pv-player.is-started .pv-overlay { display: none; }
.pv-player.is-ended .pv-overlay { display: block; background: rgba(5,8,20,.55); }
.pv-player.is-ended .pv-poster { display: none; }
.pv-player.is-ended .pv-bigplay i::before { content: "\F116"; }
.pv-player.is-ended .pv-bigplay i { margin-left: 0; }

.pv-spinner {
  position: absolute;
  top: 50%;
  left: 50%;
  width: 52px;
  height: 52px;
  margin: -26px 0 0 -26px;
  border: 4px solid rgba(255,255,255,.25);
  border-top-color: var(--gold-500);
  border-radius: 50%;
  animation: pv-spin .8s linear infinite;
  opacity: 0;
  pointer-events: none;
  transition: opacity .2s;
  z-index: 2;
}
.pv-player.is-waiting .pv-spinner { opacity: 1; }
@keyframes pv-spin { to { transform: rotate(360deg); } }

.pv-controls {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  padding: 1.5rem .9rem .45rem;
  background: linear-gradient(180deg, rgba(5,8,20,0) 0%, rgba(5,8,20,.75) 100%);
  opacity: 0;
  visibility: hidden;
  transition: opacity .25s, visibility .25s;
  z-index: 4;
  text-align: left;
}
.pv-player.is-started .pv-controls { opacity: 1; visibility: visible; }
.pv-player.is-started.is-playing.is-idle .pv-controls { opacity: 0; visibility: hidden; }
.pv-player.is-started.is-playing.is-idle { cursor: none; }

.pv-progress { position: relative; height: 18px; display: flex; align-items: center; }
.pv-progress::before,
.pv-buffered,
.pv-played {
  content: "";
  position: absolute;
  left: 0;
  top: 50%;
  height: 4px;
  margin-top: -2px;
  border-radius: 2px;
  pointer-events: none;
  transition: height .15s, margin .15s;
}
.pv-progress::before { right: 0; background: rgba(255,255,255,.25); }
.pv-buffered { width: 0; background: rgba(255,255,255,.45); }
.pv-played { width: 0; background: var(--gold-500); }
.pv-progress:hover::before,
.pv-progress:hover .pv-buffered,
.pv-progress:hover .pv-played { height: 6px; margin-top: -3px; }

.pv-seek,
.pv-volume-range {
  -webkit-appearance: none;
  appearance: none;
  background: transparent;
  margin: 0;
  cursor: pointer;
}
.pv-seek { position: relative; width: 100%; height: 18px; z-index: 1; }
.pv-seek::-webkit-slider-runnable-track { height: 18px; background: transparent; }
.pv-seek::-moz-range-track { height: 18px; background: transparent; }
.pv-seek::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 14px;
  height: 14px;
  margin-top: 2px;
  border-radius: 50%;
  background: var(--gold-400);
  border: 0;
  box-shadow: 0 0 0 3px rgba(212,175,55,.3);
}
.pv-seek::-moz-range-thumb { width: 14px; height: 14px; border-radius: 50%; background: var(--gold-400); border: 0; }

.pv-bar { display: flex; align-items: center; gap: .35rem; }
.pv-spacer { flex: 1; }
.pv-btn {
  width: 40px;
  height: 40px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 0;
  border-radius: 8px;
  background: transparent;
  color: #fff;
  font-size: 1.35rem;
  cursor: pointer;
  transition: background .15s, color .15s;
}
.pv-btn:hover,
.pv-btn:focus-visible { background: rgba(255,255,255,.14); color: var(--gold-400); }
.pv-btn:focus-visible { outline: 2px solid var(--gold-500); outline-offset: 1px; }
.pv-play { font-size: 1.7rem; }
.pv-cc[aria-pressed="true"] { color: var(--gold-400); }
.pv-time { font-size: .85rem; font-variant-numeric: tabular-nums; color: rgba(255,255,255,.9); white-space: nowrap; margin-left: .25rem; }

.pv-volume { display: inline-flex; align-items: center; }
.pv-volume-range {
  width: 0;
  height: 18px;
  opacity: 0;
  transition: width .2s, opacity .2s;
}
.pv-volume:hover .pv-volume-range,
.pv-volume:focus-within .pv-volume-range { width: 80px; opacity: 1; margin-right: .35rem; }
.pv-volume-range::-webkit-slider-runnable-track { height: 4px; border-radius: 2px; background: rgba(255,255,255,.35); }
.pv-volume-range::-moz-range-track { height: 4px; border-radius: 2px; background: rgba(255,255,255,.35); }
.pv-volume-range::-webkit-slider-thumb { -webkit-appearance: none; width: 12px; height: 12px; margin-top: -4px; border-radius: 50%; background: #fff; border: 0; }
.pv-volume-range::-moz-range-thumb { width: 12px; height: 12px; border-radius: 50%; background: #fff; border: 0; }

@media (hover: none) {
  .pv-volume-range { display: none; }
}

@media (prefers-reduced-motion: reduce) {
  .pv-poster,
  .pv-bigplay,
  .pv-controls { transition: none; }
}

/* Advisor network */
.advisor-network-section { background: #fff; }
.advisor-network-section:nth-of-type(even) { background: var(--gray-50); }
.advisor-network-body { color: var(--gray-800); line-height: 1.75; margin-bottom: 1rem; }
.advisor-network-bullets { list-style: none; padding: 0; margin: 1.25rem 0; }
.advisor-network-bullets li {
  position: relative;
  padding-left: 1.9rem;
  margin-bottom: .8rem;
  color: var(--gray-800);
  line-height: 1.6;
}
.advisor-network-bullets li i { position: absolute; left: 0; top: .2rem; color: var(--gold-600); }
.advisor-network-steps { padding-left: 1.2rem; margin: 1.25rem 0; }
.advisor-network-steps li { color: var(--gray-800); line-height: 1.7; margin-bottom: .7rem; }
.advisor-network-invite a { color: var(--gold-700); font-weight: 600; }

/* Marketing opt-in + newsletter */
.newsletter-signup-section { background: var(--gray-50); }
.newsletter-signup-card {
  background: #fff;
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: 0 2px 10px rgba(11,27,61,.05);
}
.marketing-consent-check { font-size: .9rem; color: var(--gray-600); }
.marketing-consent-check .form-check-input:checked { background-color: var(--gold-600); border-color: var(--gold-600); }
.marketing-consent-check .invalid-feedback { display: block; }

/* ---------- Mobile / small-screen hardening ---------- */
@media (max-width: 767.98px) {
  .container {
    width: 92%;
    max-width: 92%;
  }

  .hero-section { padding: 4.5rem 0 4rem; }
  .hero-title { font-size: 2rem; }
  .hero-lead { font-size: .98rem; }
  .hero-ctas { display: flex; flex-direction: column; align-items: stretch; gap: .75rem; }
  .hero-ctas .btn { width: 100%; text-align: center; }

  .page-banner h1 { font-size: 1.65rem; }
  .section-title { font-size: 1.65rem !important; }
  .section-tag { font-size: 1rem; }

  .service-card { padding: 1.5rem; }
  .service-card h2 { font-size: 1.55rem; }
  .desc { font-size: .95rem; max-width: none; }
  .service-list li { font-size: .95rem; }

  .process-step { margin-top: 1.25rem; padding-top: .5rem; }
  .process-step .step-num { top: -12px; }
  .process-step h5 { font-size: 1rem; }
  .process-step p { font-size: .82rem; }

  .assessment-banner-card { padding: 1.5rem 1.15rem; }
  .assessment-banner-card h3 { font-size: 1.15rem; }
  .assessment-banner-card .btn {
    width: 100%;
    white-space: normal;
    line-height: 1.35;
  }

  .assessment-panel { padding: 1.25rem; }
  .assessment-option { padding: .75rem 1rem; white-space: normal; }
  .assessment-result { padding: 1.25rem; }

  .stat-card { padding: 1.15rem; }
  .stat-value { font-size: 1.75rem; }

  .site-footer .brand-icon img { max-height: 72px; }
  .footer-social a { margin-bottom: .35rem; }
  .footer-bottom { font-size: .8rem; }
  .footer-contact-list a,
  .footer-contact-list span { font-size: .88rem; }

  .contact-form-card { padding: 1.25rem; }
  .newsletter-signup-card { padding: 1.25rem; }

  .service-video-section { padding: 2.5rem 0; }
  .service-video-headline { font-size: 1.55rem !important; }
  .service-video-subhead { font-size: 1rem; margin-bottom: 1.5rem; }
  .service-video-ctas { flex-direction: column; align-items: stretch; }
  .service-video-ctas .btn { width: 100%; }
  .pv-player { border-radius: var(--radius-md); }
  .pv-bigplay { width: 64px; height: 64px; margin: -32px 0 0 -32px; font-size: 2rem; box-shadow: 0 0 0 7px rgba(212,175,55,.28); }
  .pv-badge { right: .6rem; bottom: .6rem; font-size: .75rem; }
  .pv-controls { padding: 1.25rem .4rem .2rem; }
  .pv-captions { bottom: 3.6rem; }
  .pv-player.is-idle .pv-captions { bottom: .6rem; }
  .pv-btn { width: 36px; height: 36px; font-size: 1.2rem; }
  .pv-time { font-size: .78rem; }

  .table-responsive,
  .article-body table,
  .rich-content table {
    display: block;
    width: 100%;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
  }

  .btn-brand-primary,
  .btn-brand-outline,
  .btn-brand-light,
  .btn-brand-outline-dark {
    white-space: normal;
  }
}

@media (max-width: 575.98px) {
  .hero-title { font-size: 1.75rem; }
  .page-banner { padding: 2rem 0 1.75rem; }
  .service-hub-card { padding: 1.25rem; }
}