India’s Jan Suraksha Schemes Cross 940 Million Enrolments, Strengthening Social Security Net

On May 9, 2026, official data revealed that enrolments under Jan Suraksha schemes—Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY)—have collectively reached close to 940 million. The schemes aim to provide life insurance, accident cover, and pension benefits to India’s unorganized workforce.

Scheme Performance

PMJJBY and PMSBY together account for over 700 million enrolments, offering low-cost insurance coverage. APY has crossed 80 million subscribers, reflecting growing interest in pension security. The government is now reviewing premium structures and long-term viability to ensure continued affordability and sustainability.

Economic And Social Impact

Jan Suraksha schemes have significantly boosted financial inclusion, especially in rural and semi-urban areas. They provide a safety net for families against unforeseen risks, while also encouraging savings and long-term financial planning.

Key Highlights

•⁠  ⁠Jan Suraksha enrolments near 940 million as of May 2026

•⁠  ⁠Includes PMJJBY, PMSBY, and Atal Pension Yojana schemes

•⁠  ⁠PMJJBY and PMSBY together cross 700 million enrolments

•⁠  ⁠APY surpasses 80 million subscribers nationwide

•⁠  ⁠Government reviewing premium structures and scheme sustainability

•⁠  ⁠Schemes strengthen financial inclusion and social security for low-income households

Sources: The Hindu Business Line, Financial Express, Mint, Business Standard